Frugal Vs. Cheap

January 27, 2009 at 9:45 am , by Emily

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Creative Commons License photo credit: Rich B-S

I hear or read often enough that there are people who just don’t like the word frugal, that it evokes negative reactions from people. Somewhere along the line, frugal got linked to cheap. To me, they are two completely different things. Frugal is being thoughtful and conscious of spending, consumption, and waste. It’s a lifestyle and encompasses more than just dollars spent. A frugal person cares about lasting quality and real value above and beyond the price tag.

I’m not cheap. Cheap is buying things that are lacking quality or value but simply have a low price. I love low prices, but I am frugal – and I’d like quality with my low prices, please. I am thoughtful. If it’s gift giving time, I try to find things that are quality that I can get a deal on.

Let me share a recent experience that I think shows the difference between the concepts of frugal and cheap. Earlier this month, I participated in a gift exchange with the moms and kids in the playgroup we are part of. I signed up for me and my 4 year old daughter. We were given a price limit of $10 for moms and $5 for kids. We were all given a list of a few ideas from the person we were assigned. I bought a 12 cupcake pan and a bottle of wine for the mom I had and a $5 puzzle book about trucks and tractors – all things that were on the list that I was given. I bargain shopped and was able to come in the price range.

Gift giving day arrived and I was handed from the person who had me a mug from The Dollar Store full of Hershey’s kisses. I know, it’s the thought that counts, right? Well, like a friend said when I relayed the story – that means you should put some thought into a gift. I can guarantee a cheap mug with chocolate in it was not on my list. I was disappointed and I was upset. I didn’t think it was fair that someone had joined a gift exchange knowing they’d be receiving a gift of a certain value and reciprocated by purchasing something cheap. That mom walked away that day with a bottle of wine and a Target gift card for $5.

What do you think? Was it cheap? Am I being too harsh? Or is this a good example of the difference between frugal and cheap?

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37 Comments so far

by Ashley @ Wide Open Wallet

On January 27, 2009 at 10:19 am

She probably spent the $10 on you. She just went to Walmart,or wherever, and poked around in the Valentine’s Day section. If she didn’t spend the $10, then yeah… totally cheap!

Ashley @ Wide Open Wallet´s last blog post..Interview with Mrs. Money

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by Middle Way

On January 27, 2009 at 10:22 am

I think some people, when giving a small amount to work with, get stuck. I’m not defending their lack of creativity. But people who are frugal are always on the hunt for the best value vs price ratio.

Some people can only think that way at a higher price range. That’s unfortunate because they lucked out with your gift.

Middle Way´s last blog post..Being Tested

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by Emily

On January 27, 2009 at 10:29 am

I should clarify that the mug actually had a “Dollar Tree” sticker on the bottom.

And I had given a list of a couple under $10 ideas for things I would’ve liked.

*shrug*

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by Chickey_soup

On January 27, 2009 at 10:30 am

I also think that a lot of people just aren’t creative. They just can’t imagine what they can do nice with 10.00.

I’d be willing to bet your recipient thinks you went over the limit. You didn’t you were just thoughtful and probably because you are already somewhat of an expert at frugailty.

And look on the bright side – chocolate is always a good thing : )

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by Emily

On January 27, 2009 at 10:42 am

That’s true. I made peanut butter cookies to put the kisses on and they were delicious.

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by BeThisWay

On January 27, 2009 at 11:05 am

I have this war within myself all the time. Sure, it’s the thought that counts and the fact that someone chose to give me a gift at all is thought in and of itself. Still, I do get disappointed when I’ve put a lot of thought into a gift and then get something that completely doesn’t fit who I am (like when I get wine as a gift – I don’t drink and there’s no one in my life who doesn’t know that). Or when I buy a $5 – $10 gift for each of your five children for Christmas and you don’t get my son – your nephew – anything at all. Whoops, going off on my own rant there!

I tend to think that it’s less a matter of being cheap and more a matter of thoughtlessness and laziness. But perhaps it’s all three.

BeThisWay´s last blog post..Win a Dinner a Week for a Year at Pollo Tropical!

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by neimanmarxist

On January 27, 2009 at 11:06 am

1) I loved your ottoman yesterday. you’re awesome! 2) that’s a pretty lame gift. i think that what makes it cheap is that i, as a not-very-creative- person, tend to panic when I have to be in these gift exchange things. rather than give something lame (and i am always terrified that I will give something lame) I just blow the limit as discreetly as possible . so this person was cheap on both creativity and cash. i mean, if you’re going to give someone chocolates, give them chocolates that they will enjoy eating. a 709% cacao lindtt bar is $3. don’t ask me why I know that. :) 3) but you did the frugal thing: you made something good out of something someone else would have tossed or given away or just let sit and collect dust. so yay!

neimanmarxist´s last blog post..10 Things To Do With Friends That Do Not Involve The Mediterranean Place That Just Opened (yawn) .

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by Emily

On January 27, 2009 at 11:13 am

BeThisWay – you’re right – it is a combination of things – not just cheap. I guess most of all I wondered if she wasn’t able to or caring enough to actually get a gift for whomever she was assigned and be thoughtful about it, why participate? It was voluntary and quite a few members simply didn’t join in. The answer I came up with is that she wanted a cool gift but didn’t want to reciprocate appropriately and that just annoyed me more.

NeimanMarxist – yes, I took an unhealthy gift and made it even more unhealthy! :)

There are a LOT of $10 and under cool things to get someone. Like say the book that was on my list or the $10 Starbucks card that was on my list. :)

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by Chiot's Run

On January 27, 2009 at 11:32 am

It is the thought that counts. I often love homemade gifts that don’t cost much over something purchased at the store.

This is why these kinds of gifts exchanges are annoying to me. Lets just all keep our $10 and buy oursleves what we want.

Chiot’s Run´s last blog post..For our Fine Feathered Friends

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by Emily

On January 27, 2009 at 11:38 am

I would’ve loved a homemade gift. There is thought and time and energy put into a homemade gift. I think that’s different than a $1 mug and $1 worth of hershey’s kisses.

I do agree – I said the same thing myself – I should’ve kept my $10 and just gotten what I wanted.

I know I won’t be doing another gift exchange like this again.

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by Carla

On January 27, 2009 at 12:55 pm

I am actually shocked that your gift exchange ended up like that. Our gift exchange limit at work was $15 and many people (inducing myself) got fabulous gifts. I received a Japanise tea pot with four small mugs, another woman got these two beautiful handmade humming bird ornaments. Other gifts included potted orchids, books, knitted scarves, and a $45 bottle of whisky (they broke the rules!).

Of course we had the option to NOT to do the gift exchange and that’s probably what the other parent should have done.

Carla´s last blog post..Is it too late?

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by kat \ Taylor Made designs

On January 27, 2009 at 1:46 pm

emily, I totally understand where you are coming from!

Without fail, I always get a rotten gift when I participate in anykind of swap or gift exchange. Most recently, I did a preppy holiday gift swap and the person I was swapping with contacted me via email. She gave me a list {yup, a list} of what she likes, dislikes, favorite colours etc. I then wrote her back, gave her some broad stokes of what I like.

I had some hope that maybe my string of bad gifts was over. I mean, she wrote to ask me what I like… so I didn’t think I was being naive.

I am a designer + I put a lot of thought into her package. Luckily, I can make a lot of homemade, custom stuff to give. {I see this as being frugal, not cheap} What did I receive? A box filled with five $1 items from the christmas tree store. {she left the price tags on the bottom} They were not even wrapped, just the tissue you get from the store.

Now, I wasn’t upset that they were $1. I was upset because there was absolutely no thought or effort put into the swap. What happened to my list? Trust me, nothing I received was on my list. Just random $1 items not even wrapped nicely. In a way, I felt like she set me up… you know?

Anyway, she made out like a bandit. My husband keeps asking me when will I learn…{seriously, I have done about five blog swaps and always receive crap} but I’m an optimist and believe that someday… I’ll actually participate in some exchange or swap and get something decent :) Plus, I do it because I enjoy doing them and you just never know if something good will come of it… you know? But to be honest, I still get disappointed :)

If you go to my blog, you can see the package I put together :)

kat \ Taylor Made designs´s last blog post..Sledding!

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by David

On January 27, 2009 at 2:58 pm

It’s definitely cheap, but some people haven’t a clue when it comes to those exchanges. It’s unfortunate, but my wife gets all sorts of those kind of gifts (she’s a teacher) every year, because people don’t even put any thought into what they are buying…so I feel your pain!

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by Carla

On January 27, 2009 at 3:17 pm

This was cheap and unthoughtful. It was because she signed up to do a $10 gift exchange and did not spend the $10.00. That is Cheap, and rude for not doing your part in what you signed up to do.
Now Those of us that are frugal and good at it will of course give better gifts then we will receive because we shop hard for that $10 and get stuff that would cost allot of people more then $10. But regardless of that the person should have spent the required $10. And panicking at picking out a gift exchange gift isn’t valid if you receive a list of ideas that are within the required price range that the person wanted.
A homemade gift is great if the value of it is the price range that you agreed to.
we ran into this with our girl scout gift exchange my daughter gives a great gift because it was on sale. And she get a $1.00 store pen in return which would have been fine if the price limit was $1.00 Little kids don’t get this at all and just want there stuff they brought back.
Emily I am with you on this.

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by Miss M

On January 27, 2009 at 4:07 pm

Sadly I think your experience is rather typical, I pretty much avoid gift exchanges for that reason. I got burned a few times and gave up. That person was definitely cheap and took advantage of the situation, most people spend the full $10. Giving a gift that costs $1 or $2 when you know you’ll get something more valuable in exchange is wrong.

Miss M´s last blog post..Finding New Mountains to Climb

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by Lafantasma

On January 27, 2009 at 4:15 pm

Is it possible she was re-gifting? Before I make any more observations, let me preface this by saying I have never participated in a gift-swap before, so take this for what it’s worth. I could be completely off. That being said, if there is a $10 limit, that doesn’t imply that you can’t spend less, it means you can’t spend more. It’s to keep people from overspending, no? Some people can choose to go right up to the limit, but it’s not compulsory. When I was involved in a playgroup, there were moms who were extremely active, organizing all sorts of activities, hosting at their house all the time, etc., and there were those who did the bare minimum to stay in the group. That’s just how people are. Some put their heart and soul into everything, and others do the bare minimum. It doesn’t mean they’re bad people. They’re just not as detail-oriented. They’re probably patting themselves on the back for doing anything at all! I understand your point-of-view, but I wouldn’t take it so personally.

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by the pleasures of homemaking

On January 27, 2009 at 5:58 pm

I don’t know how much a mug with chocolate costs but I think it’s more that there obviously wasn’t any effort or thought put into it.

I totally agree that there’s a marked difference between being frugal and just plain being cheap!

Manuela

the pleasures of homemaking´s last blog post..Fireplace Makeover or The Wonders of Paint!

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by georgette

On January 27, 2009 at 10:19 pm

don’t you think you are being a little harsh? so sorry you didn’t get what you think you deserve, but who knows what this woman’s financial circumstances are like? frugal? cheap? i don’t know… the first word that came to mind was not about her, but about you: greedy.

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by Lisa

On January 28, 2009 at 2:13 am

I can see where you’re coming from… I’m the first person to plead guilty for blowing the upper limit on gift exchanges (though I never do so obscenely), and I’m also inclined to make an effort to give an appreciated and noteworthy gift.

Maybe what it comes down to are the high expectations you set for yourself. And while there is nothing wrong with high expectations, it’s just an unfortunate part of life that other people don’t share those same expectations or place value on living up to them.

Lisa´s last blog post..Hope is a very good thing

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by le

On January 28, 2009 at 7:03 am

I concur with all those that came before me …. but I would add a thought for the anti-gift giver … what if things had fallen apart for her that week – you know the cat died, the car got stolen, the credit card was maxed out … I’m just saying ’stuff happens’. Where you make the difference is in how you react to it, within yourself personally and privately.

Now you have a crappy gift and are upset – a double negative … so cool you made biccies for the chocs to go on – see silk purse out of a sow’s ear ….

I only say this as today my darling girls gave me a wee birthday morning tea. One bought me flowers from the supermarket, one an ornament for xmas, one some chocs wrapped in a lovely waffle tea towel and one nothing but a hug. The first one has four boys to get off to a new school year, the second made the ornament out of bits in her cupboard, the third is cash strapped and re-gifted me the tea towel I had wrapped her pressie in last Sept – we all had a good laugh at that one – it will become a standard inclusion now … and the fourth is just spreading herself too thin and only got the xmas letter out last week – hee hee – love those girls.

Maybe if a relationship of substance had been a precurser to the giift exchange you might have just shrugged and gone ‘oh well’.

And in closing – sorry – I think you should do it again next year … afterall the joy is in the giving – le

le´s last blog post..Brotherly Love

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by Emily

On January 28, 2009 at 7:57 am

I agree there was a certain expectation I had. I have done gift exchanges in the past and not expected much from them. I think this one was different because $10 seems like a reasonable amount to work with and we provided lists. It all seemed so straight forward to me.

Le – you are right that I don’t know what else was going on with her. I am really not that upset about it. It was just something that happened and hey, it sparked a lively discussion, didn’t it?! :)

Thanks everyone for your input!

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by Vicki

On January 28, 2009 at 8:23 am

I’ve had this happen to me. It is just plain tacky!

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by Keri

On January 28, 2009 at 8:58 am

Then again, I have had seasons in my life when I knew a gift exchange was coming up, had every intention of heading to Starbucks for the perfect item from the list…..woke up that morning, kids started vomitting, things fell apart, panicked on the day of the exchange, but was thankful that I at least had a bag of Hershey kisses I had purchased earlier for a recipe and a mug in the gift closet. Since I have been on the other side before, with a perfectly good reason behind it, I try to give others the benifit of the doubt when I receive a cheap gift. Just a thought. ;)

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by Kimm

On January 28, 2009 at 9:39 am

I think your example was a perfect illustration of the difference between cheap and frugal. And also the importance of being thoughtful and creative, no matter the price point. Great post, thanks for sharing.

Kimm´s last blog post..Saturday Shout-Outs

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by Alison @ This Wasn't In The Plan

On January 28, 2009 at 3:18 pm

Considering the fact that you gave a suggestion list to this person, I don’t think it’s a lack of creativity or thinking that there wasn’t much they could purchase with less than $10. I agree with the people who suggest it was a case of laziness. I’ll toss in procrastination too. Perhaps she just waited too long to get it done and had to raid her closet instead of a store.

As for if it’s cheap or not, I think it’s definitely not frugal, since she didn’t really maximize her usage of the $10. I’m not sure if it’s cheap though.

Alison @ This Wasn’t In The Plan´s last blog post..What Makes a Good Day Great?

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by Karen

On January 28, 2009 at 4:18 pm

Hello all…first time here. I saw the link from Almost Frugal on Twitter. A good discussion. When I was younger, things like this would, indeed, have felt like a slap in the face. Now that I am well-seasoned, I do realize that most people mean well, but that so much goes on behind the scenes that we do not know about. I do try to give the benefit of the doubt, unless an insult is so blatant that it is purely that: an insult.

Karen

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by Bella Casa

On January 29, 2009 at 7:18 am

I’m sorry that happened, Emily. That really stinks. I have participated in a couple of online gift exchanges…and well, I felt like you after it was over with. I put a lot of thought into the gifts I gave, but got crap in return. Not a good feeling :(

The cookies sound delicious though! I have had those before, but have never made them…I should give it a try sometime!

Bella Casa´s last blog post..Etsy Blog Party & Giveaways!!!

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by Charlotte

On January 29, 2009 at 10:41 am

Your gift was very thoughtful and I would have loved to have received it. But in defense of this mother … if she’s shopping at the Dollar store for a gift then there is a reason why and it’s probably not because she’s cheap. Be happy for the chocolate and thankful you have $10 in your pocket. You both joined this Mom’s group for friendship and not gifts.

Charlotte´s last blog post..Let The Veil Down

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by martha

On January 29, 2009 at 1:56 pm

Why did you participate? What were you hoping to feel from the exchange? Why was this so important to you? Have you been able to have a good attitude towards this woman since receiving the gift?

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by Emily

On January 29, 2009 at 2:06 pm

I was expecting what I signed up for. I was very excited to give my gift to the person I was assigned and thrilled to see her happiness with what she received. My expectation was simply that the exchange would go as it was set up. It wasn’t SO important to me. The story was an illustration of what I consider to be the differences between being frugal and being cheap. I am not a bitter person and it has not at all changed my view of or relationship with the gift giver. We are friends and a gift doesn’t change that.

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by Kim

On January 29, 2009 at 3:30 pm

I just found your blog from Twitter and love what I’m reading.

I really love this post. I just did a few posts on how we are trying to become more frugal (buy things we need and will use, possibly use coupons, sales, etc.). I think there’s a definitive difference between frugal and cheap. Sounds like you got the bad end of a deal that showed this.

Kim´s last blog post..Tweet tweet?

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by joni Webb

On January 29, 2009 at 9:07 pm

Cheap to me is this – when you go out with friends to lunch or dinner, you sit there and figure out what you ate, down to the penny. that’s cheap. sharing a meal is enjoyment – it is worth something. cheap is spending money on yourself, but never leaving a good tip for someone else. cheap is worrying about money that other’s make from you – the yardman, the cleaners. cheap people are always complaining about bills for labor. always. cheap is trying to get out of paying something you owe someone for.

cheap is the opposite of giving. I happen to be married to the most giving man in the world. He would give his last dime to someone else if they needed it, or if they had done some work for him. he would never think to try to get someone to do work for less, or cheaper. cheap.

cheap has nothing to do with being frugal. frugal is buying clothes for next winter, at the end of the season when it’s all on sale. frugal is doing something yourself instead of paying someone else to do it for you.

joni Webb´s last blog post..Belgian Design – Hot, Hot, Hot!

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by Emily

On January 29, 2009 at 9:32 pm

Joni, I very much agree with your examples. Another one that I used today is that a frugal person shows up to a dinner party with a bottle of wine they got on sale. A cheap person shows up empty handed and eats the most food.

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by Lily

On February 8, 2009 at 8:43 am

I always put a lot of thought into gifts, so I’m always disappointed when a friend gives me the umpteenth beige scarf for Xmas. Oddly enough it’s the same friend who went to the US (I’m in EU) and brought me paper handkerchieves with Lisa Simpson on (I love the character)… The scarves are expensive and dull, the handkerchieves are cheap and lovely – so it’s really not a matter of spending a lot of money.

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by Reborn

On February 19, 2009 at 11:51 am

Frugal people find/create the most value possible at the lowest cost possible. Cheap people simply spend the smallest quantity of money, even if the value of the purchase would outweigh the cost in the long run. An example of frugality, IMO, is purchasing an Entertainment Book for $15. You will recoup the cost of the purchase by using one or two of the hundreds of coupons in the book, so it’s a frugal purchase. But a cheap person would be too afraid to put out the $15 in the first place.

As to whether your gift exchange experience is an example of cheapness, I can’t say. The person may have misunderstood the guidelines or understood them differently than you. I’ve always been of the opinion that a “maximum” is the LIMIT for what you can spend. Perhaps in the future you should clarify that $10 is the minimum, not the maximum. But some people just aren’t as skilled at finding VALUE, even for $10, and you could still end up with a wildly overpriced piece of junk.

We should all learn from this type of experience that the only motivation for participating in gift exchanges should be to enjoy the experience of GIVING an awesome gift, and NOT to view it as an opportunity to GAIN something equally awesome. Then there is no room for dissapointment.

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by Roe

On March 10, 2009 at 11:01 pm

my first response is: why would you care or let that upset you considering your life philosophy? i was quite excited about your blog until i came upon this article and realized the gossipness of it all.

gifts should not be about price but meaningfulness, thus the concept of gift exchange for set price don’t really make sense. i am surprise that you have even participated.

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by Emily

On March 11, 2009 at 7:01 am

Roe, I don’t think this article is gossipy. I do think, in hindsight, that I used a poor example of frugal vs. cheap because everyone focused too much on the gift exchange and not on the point I was trying to make. I am not a mean-spirited person. The gift giver is my friend, was my friend and will remain my friend and I don’t feel like I was gossiping about her. The consensus is that it was a poor choice for me to participate, and I agree.

[Reply]

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