Comments on: It’s Not Savings Unless You Save It

By: For-Cent auction

For-Cent auction — Sat, 28 Mar 2009 16:38:09 +0000

Success always comes after failure So let’s cheer up.

By: Marie

Marie — Thu, 29 Jan 2009 03:48:33 +0000

Excellent post! I’ve always cringed at the idea of “the more you spend, the more you save!” Huh?

By: how to money

how to money — Wed, 14 Jan 2009 11:07:58 +0000

turn the lights off when not necessary. Don’t use too much computer. Don’t turn on both computer and TV at the same time ( no one can watch tv and surf online at the same time) If you can surf and watch tv at the same time then install a tv program and software on your pc instead. grocery shop once every two weeks and buy everything that you need for two weeks. Open the windows instead of the AC, use electric fan when necesary. Geez, I wish my wife do all of these things I summarize here. she does the opposite all the time. Oh yeah during your payday, make sure you put some on your savings.

By: Link Love: 12 Days and 12 Peeps to Love | I've Paid For This Twice Already...

Tue, 16 Dec 2008 18:01:03 +0000

[...] 4. Remodeling This Life: It’s Not Savings Unless You Save It [...]

By: Deena Larsen

Deena Larsen — Mon, 15 Dec 2008 15:03:13 +0000

There are things that I would buy any way (toilet paper, tissues, etc.) We try to use real towels instead of paper ones when we can, and try to limit what we need to buy.

I would also buy things for our emergency stash–long lasting food items, etc.

I would also buy gifts for people–ones I know that they would like and we would have bought them a gift anyway.

I buy many things in thrift stores (I use a wheelchair and my clothes last maybe 2 months because they get caught in gears or I have to go out in rain/snow…)

So IF I see a savings in these areas where I would buy anyway, then I would buy it on sale, and I would buy extra proportions so that I did not have to buy more later. But I never think I saved money even if I would have bought the item anyway. I was always say “Look, I got this blouse and it only cost me $1.50 because the thrift store was having a 50% off sale…” or Thus it fits into my budget because I was planning on spending $30 for clothes this month! “look, we got twice as much toilet paper as we needed for the same price–so we don’t have to buy any next month!”

If we substituted “it only cost me — ” for “I saved—” we would be much better off.

I also have NEVER understood the term “I invested x in a item bought.” I invest money in stocks, bonds, savings accounts. I do not invest in items…

By: Lisa

Lisa — Sat, 13 Dec 2008 12:54:13 +0000

I do the whole CVS, RiteAid, Walgreens rebating thing. Initially I had an outlay of cash, but now I’m working with the money that I get back through rebates and extra bucks. My focus is on the “Free”. Sure I get things that I personally don’t need, but those items can be given as gifts, used to stuff Christmas stockings, and given as a donation to local churches or charitable organizations (everybody needs toothpaste). I have gotten quite a few expensive cosmetics that I would never have bought for myself because of the price for free. In the past two months I have gotten over $200 of free items using these programs. It’s really fun and kind of addictive plus I will not spend a dime on stuffing my kids stockings this year!

By: Link Love | Remodeling This Life

Link Love | Remodeling This Life — Sat, 13 Dec 2008 11:01:57 +0000

[...] thank you to MSN Smart Spending for sharing Spending Less is Not Saving, featuring my article It’s Not Savings Unless You Save It. I was actually not sure how well that little bit of opinion from me would be received and I have [...]

By: PT Money

PT Money — Fri, 12 Dec 2008 08:09:10 +0000

I somehow missed this post a while back. Great points. Thanks for sharing my article.

By: Donna Freedman

Donna Freedman — Fri, 12 Dec 2008 01:00:41 +0000

Emily, I think this is a terrific point missed by a lot of people. I sent the link to my colleague, Karen Datko, and she posted it on Smart Spending today. Here's hoping people take it to heart. Best regards, Donna Freedman Donna Freedman´s last blog post..Wal-Mart really is that huge

By: Link Love: I’m Overwhelmed Edition | Remodeling This Life

Link Love: I’m Overwhelmed Edition | Remodeling This Life — Sat, 06 Dec 2008 11:03:03 +0000

[...] It’s Not Savings Unless You Save It DIY Projects to Save Money at Home At This Moment Little Moments of Productivity Unexpected [...]