I hear a lot about savings lately. Whether it is people telling all of us to save money (which I always take to mean to actually PUT money into a savings account and leave it there), or if it’s hearing people talk about how much money they saved on this that or the other purchase.
But you haven’t saved money on anything unless you walked into a store and expected to pay $60 and only paid $20 and then proceeded to plop $40 into savings.
You aren’t saving money if you walk into a store and buy something you wouldn’t have bought anyway but buy it because it was 75% off. You just spent money.
I just found out that next year’s taxes are half of what we expected them to be. I am not saving that money off my taxes unless I actually SAVE IT.
I was listening to NPR a couple months ago and they were interviewing a woman who coupons. She even claimed then that she was buying things because they were on sale and not because she even needed them or would have bought them otherwise. Well, even in you’re getting great deals whether it’s at your grocery store, or a drugstore or the dollar store, it’s only saving money if you are buying things you’d have bought anyway and you are spending less than you budgeted and put the savings into your savings account.
Here are some great posts I have read recently about savings.
What do you think? Do you consider that you saved yourself some money whether you actually put it into savings or not? What do you do to make actually saving money easier?